Focused, determined, diligent — all words to describe Austin, one of the hardest-working cities in America. That's according to personal finance site WalletHub, which recently ranked 116 of the nation's largest cities across 11 key metrics, ranging from average hours worked per week to share of workers with multiple jobs.

Austin lands at No. 9, one spot down from last year, but keeps good company with five other Texas cities in the top 20.

Two scores combined to produce the final ranking: direct (worth 80 percent) and indirect (worth 20 percent) work factors.

Direct includes things like average workweek hours (these counted for triple weight); employment rate (for people over 16); share of households where no adults work; share of workers leaving vacation time unused; share of engaged workers (meaning those who are "involved in, enthusiastic about, and committed to their work and workplace," as defined by Gallup); and idle youth (people ages 16-24 who are neither in school nor working).

Indirect includes average commute time, share of workers with multiple jobs, annual volunteer hours per resident, share of residents who participate in local groups or organizations, and average leisure time spent per day.

Austin actually scores No. 1 in direct factors, but No. 93 in indirect, for a total score of 73.94. First place finisher Anchorage, Alaska, by comparison, earned a total score of 80.07.

Irving is the highest Texas city on the list at No. 5 (though it was third last year), while Corpus Christi is seventh, Plano 10th, Dallas 13th, and Fort Worth 17th.

Who works the least? Detroit, Michigan; Burlington, Vermont; and Buffalo, New York, lead the bottom three.